Finance Investment  

Financial Opportunity 

There is an opportunity to enter the financial services industry in Australia without the need for numerous licenses (the Australia financial services industry is highly regulated). This opportunity is to establish a finance company that leads only to companies or to individuals for investment purposes. Loans would be made only for very short periods to borrowers who temporally could not borrow more from the established banks. Some possible local investors have been identified and a highly qualified local director is available to oversee the investment. 

It is estimated that this investment would earn a rate of return of over 14-16% pa* over a five year period if the company only lent its own money. If it also borrowed money to lend, the rate of return could be much higher. 

*These rates of return are based on assumptions that are believed to be reasonable. The actual rate of return earned could be higher or lower. 

Finance companies that only lend for a number of specified purposes are exempt from allof these regulatory controls. There are many occasions where, for any of a number of reasons, a borrower may need additional funds for a short period and is willing to pay high interest rates and fees. Normally, when this situation resolves itself, the borrower will refinance at a much lower interest rate. There is an opportunity to provide this finance to these borrowers on this short term basis and earn good rates of return based on identifying specific referral source says who, because of their position, can inform potential borrowers of availability of this type of loan from this finance company.