Short-term bridging loans:  

these are short-term funds offer to provide investors for a period of one to 3 months secured by real estate. The main attractive feature for the borrower is that they can settle within three working days. Loans are available up to 80% LVR (depending on the nature and location of the security) interest rates on these products are 3 to 4% per month. 

Property development loans: 

these alarms to property developers usually in the form of mezzanine finance such that they rank behind standard bank debt. Interest rates on these products are 12 to 18% per annum. 

Second mortgages: 

these provide extra funds without affecting the first mortgage with loans of up to 85% L VR in Sydney, Melbourne and Brisbane. They are secured loans usually from 6 to 24 months. This product is not suitable for clients who are happy with their current first mortgage interest rate would need additional funds for 6 to 12 months to tide them over.